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ADELAER Financial Architects Luxembourg (“ADELAER”), the pan-European independent debt broker, organized a funding facility of € 25 million. The signing of the agreement between Lifento Care Pan-European Fund and Deutsche Kreditbank AG (DKB) was announced on February 21st.
Adelaer
Adelaer is an independent debt broker that prioritizes customer interests and where transparency is key throughout the process. We specialize in creative financing solutions, encompassing traditional national banks, insurers, pension funds and investment funds both domestically and internationally. Adelaer possesses a unique financing platform that assists Real Estate Professionals in finding the best financing provider. On this platform, we bring together financiers (lenders) and parties seeking real estate financing (borrowers). The outcome is that, as a Real Estate Professional you are assured of the best provider, arranged through an independent intermediary, exactly when needed.
Adelaer operates in three disciplines: Financial Architects, Investment Management and Loan Management. For additional information, please visit ADELAER’s website at www.adelaer.eu
Raphaël Xiol, former Country Head for Real Estate Finance at ING Luxembourg and current Managing Director at Adelaer Luxembourg, on the evolving landscape of real estate finance: “Debt advisory in CRE is a new business in Luxembourg, and Adelaer is one of its pioneers. With the implementation of Basel IV regulations, financial institutions are facing stricter capital requirements and more rigorous risk management protocols. In the evolving regulatory environment, debt advisors play a crucial role in helping clients navigate complex regulations effectively, ensuring compliance while optimizing their capital structures. As traditional lending sources become increasingly constrained by regulatory pressures, debts brokers provide access to alternative financing solutions. Our extensive network of capital providers – including private equity firms, institutional investors, and debt funds – enhances liquidity options for real estate developers and investors alike. This shift is not only reshaping real estate finance in Luxembourg but is also influencing markets in Belgium and across Europe. Many of my clients operate on a pan-European scale, and thanks to Adelaer’s expansive lender network, I can support their financing needs across Europe.”
Lifento Care Pan-European Fund refinances three assets in Germany
Lifento Care Pan-European Fund, managed by Lifento, a French asset management company specializing in healthcare real estate, has announced the completion of a €25 million refinancing with Deutsche Kreditbank AG (DKB). This refinancing transaction is in line with the fund's active management strategy and will allow it to optimize the financial structure of its real estate portfolio.
Completed on February 21, 2025, the €25 million refinancing with DKB will be allocated across three assets located in the Baden-Württemberg, Rhineland-Palatinate, and Saarland regions in Germany. These facilities, part of the fund's portfolio, play a crucial role in the local healthcare offering, meeting the growing demand for modern and adapted medical infrastructures.
Launched in 2021, the Lifento Care Pan-European Fund focuses on healthcare real estate investments across Europe. It targets assets essential to the healthcare sector, such as clinics, care centers, and medical-social establishments. As of December 2024, the fund holds 20 assets in its portfolio and manages €220 million, reinforcing its position as a key player in the European healthcare real estate investment market.
As part of this transaction, LIFENTO was advised by:
Financial advisor: Adelaer (Luxembourg)
Legal advisors: Dupont Partners (Luxembourg) and Taylor Wessing (Germany)
Raphaël Xiol, Managing Director at Adelaer Luxembourg : “We are pleased to support Lifento Care Pan-European Fund in this financing request, particularly in an asset class that directly contributes to individuals' well-being.”
Alfred de CREPY, Head of Fund Management Lifento Care Pan-European Fund: “We are extremely pleased with this agreement with DKB, which enables us to significantly enhance our investment capacity. We would also like to express our gratitude to Adelaer, whose decisive role in selecting this banking partner and executing the transaction was instrumental.”